--- title: When am I responsible for the $1,500 self-insured retention / deductible on a claim? description: IRC Knowledge Base --- [Skip to content](https://support.ircnow.com/en-ca/knowledge-base/when-am-i-responsible-for-the-1500-self-insured-retention-/-deductible-on-a-claim#main-content) ![IRC Logo](https://support.ircnow.com/hs-fs/hubfs/irclogo.png?width=47&height=40&name=irclogo.png) Open main navigation Close main navigation - [Contact us](mailto:support@ircnow.com) [Contact us](mailto:support@ircnow.com) Hello there. How can we help you today? - There are no suggestions because the search field is empty. 1. [Knowledge Base](https://support.ircnow.com/en-ca/knowledge-base?hsLang=en-ca) 2. [Claims](https://support.ircnow.com/en-ca/knowledge-base/claims?hsLang=en-ca) # When am I responsible for the $1,500 self-insured retention / deductible on a claim? The insurance company can request your portion of the claim as soon as they incur costs for investigation, defense, or settlement. They usually will request this when they have incurred the first $1,500 of costs. - [Policy](https://support.ircnow.com/en-ca/knowledge-base/policy?hsLang=en-ca) - [How to Guide](https://support.ircnow.com/en-ca/knowledge-base/how-to-guide?hsLang=en-ca) - [Facility Rental User Insurance](https://support.ircnow.com/en-ca/knowledge-base/facility-rental-user-insurance?hsLang=en-ca) - [Claims](https://support.ircnow.com/en-ca/knowledge-base/claims?hsLang=en-ca) - [Liquor](https://support.ircnow.com/en-ca/knowledge-base/liquor?hsLang=en-ca) [![instantriskcoverage-logo-full](https://support.ircnow.com/hs-fs/hubfs/instantriskcoverage-logo-full.png?width=196&height=24&name=instantriskcoverage-logo-full.png "instantriskcoverage-logo-full")](https://support.ircnow.com/?hsLang=en-ca) Contact us at [support@ircnow.com](mailto:support@ircnow.com) or call +1 (800) 517-1390 for support. Copyright © 2026, Instant Risk Coverage