---
title: Facility Rental User Insurance | Knowledge Base
description: Facility Rental User Insurance
---

[Skip to content](https://support.ircnow.com/en-ca/knowledge-base/facility-rental-user-insurance#main-content)

![IRC Logo](https://support.ircnow.com/hs-fs/hubfs/irclogo.png?width=47&height=40&name=irclogo.png)

Open main navigation

Close main navigation

- [Contact us](mailto:support@ircnow.com)

[Contact us](mailto:support@ircnow.com)

 Hello there. How can we help you today?

- There are no suggestions because the search field is empty.

1. [Knowledge Base](https://support.ircnow.com/en-ca/knowledge-base)
2. [Facility Rental User Insurance](https://support.ircnow.com/en-ca/knowledge-base/facility-rental-user-insurance)

# Facility Rental User Insurance

- [Why is my quote so high?](https://support.ircnow.com/en-ca/knowledge-base/why-is-my-quote-so-high)
- [Can I purchase higher liability insurance limits through the Facility User Insurance Program?](https://support.ircnow.com/en-ca/knowledge-base/can-i-purchase-higher-liability-insurance-limits-through-the-facility-user-insurance-program)
- [What is my deductible / self-insured retention under the Facility User Insurance Program?](https://support.ircnow.com/en-ca/knowledge-base/what-is-my-deductible-/-self-insured-retention-under-the-facility-user-insurance-program)
- [Does the coverage provided under this program provide payments for loss of wages or out-of-pocket medical expenses (Accident Protection) when someone is injured at my event?](https://support.ircnow.com/en-ca/knowledge-base/does-the-coverage-provided-under-this-program-provide-payments-for-loss-of-wages-or-out-of-pocket-medical-expenses-accident-protection-when-someone-is-injured-at-my-event)
- [I belong to an ‘Association’; do I already have liability insurance coverage?](https://support.ircnow.com/en-ca/knowledge-base/i-belong-to-an-association-do-i-already-have-liability-insurance-coverage)
- [Who should I ask to give me a full explanation of the coverage under this Facility User Insurance Policy?](https://support.ircnow.com/en-ca/knowledge-base/who-should-i-ask-to-give-me-a-full-explanation-of-the-coverage-under-this-facility-user-insurance-policy)
- [What Insurance Limits am I insured for under the Facility User Program?](https://support.ircnow.com/en-ca/knowledge-base/what-insurance-limits-am-i-insured-for-under-the-facility-user-program)
- [Does the insurance coverage provide coverage for Vendors?](https://support.ircnow.com/en-ca/knowledge-base/does-the-insurance-coverage-provide-coverage-for-vendors)
- [Does the Facility User Insurance Program insure automobiles?](https://support.ircnow.com/en-ca/knowledge-base/does-the-facility-user-insurance-program-insure-automobiles)
- [What if the majority of the event is on Municipal permitted rental space and other parts of the event are in a different venue?](https://support.ircnow.com/en-ca/knowledge-base/what-if-the-majority-of-the-event-is-on-municipal-permitted-rental-space-and-other-parts-of-the-event-are-in-a-different-venue)
- [Can other “Additional Insureds” be added to the policy and provided on the certificate of insurance under this program?](https://support.ircnow.com/en-ca/knowledge-base/can-other-additional-insureds-be-added-to-the-policy-and-provided-on-the-certificate-of-insurance-under-this-program)
- [Can I purchase additional coverage under the program for our own or leased property used for our event?](https://support.ircnow.com/en-ca/knowledge-base/can-i-purchase-additional-coverage-under-the-program-for-our-own-or-leased-property-used-for-our-event)
- [Does this policy extend to other events or locations, besides the subject permit rental, outside of the municipality or main facility I am renting?](https://support.ircnow.com/en-ca/knowledge-base/does-this-policy-extend-to-other-events-or-locations-besides-the-subject-permit-rental-outside-of-the-municipality-or-main-facility-i-am-renting)
- [What is the insurance coverage that is provided under the Facility Rental User Insurance Program?](https://support.ircnow.com/en-ca/knowledge-base/what-is-the-insurance-coverage-that-is-provided-under-the-facility-rental-user-insurance-program)
- [Does the coverage provided under the Facility User Program provide property coverage to our own or leased property?](https://support.ircnow.com/en-ca/knowledge-base/does-the-coverage-provided-under-the-facility-user-program-provide-property-coverage-to-our-own-or-leased-property)
- [Can I purchase additional coverage from the insurance broker administering the facility user insurance program?](https://support.ircnow.com/en-ca/knowledge-base/can-i-purchase-additional-coverage-from-the-insurance-broker-administering-the-facility-user-insurance-program)
- [Does my homeowner’s insurance policy protect me?](https://support.ircnow.com/en-ca/knowledge-base/does-my-homeowners-insurance-policy-protect-me)
- [Does the policy cover spectators should they suffer an injury, or their property becomes damaged during my event?](https://support.ircnow.com/en-ca/knowledge-base/does-the-policy-cover-spectators-should-they-suffer-an-injury-or-their-property-becomes-damaged-during-my-event)
- [How long can I modify / refund a Policy?](https://support.ircnow.com/en-ca/knowledge-base/how-long-can-i-modify-/-refund-a-policy)
- [Can I purchase additional coverage under the program for Accident coverage for those injured during or at my event when we are not negligent?](https://support.ircnow.com/en-ca/knowledge-base/can-i-purchase-additional-coverage-under-the-program-for-accident-coverage-for-those-injured-during-or-at-my-event-when-we-are-not-negligent)
- [Why do I need insurance?](https://support.ircnow.com/en-ca/knowledge-base/why-do-i-need-insurance)
- [What is Liability Insurance?](https://support.ircnow.com/en-ca/knowledge-base/what-is-liability-insurance)
- [If I require further information or have questions with regards to coverage, who do I contact?](https://support.ircnow.com/en-ca/knowledge-base/if-i-require-further-information-or-have-questions-with-regards-to-coverage-who-do-i-contact)

See less ▼

- [Policy](https://support.ircnow.com/en-ca/knowledge-base/policy)
- [How to Guide](https://support.ircnow.com/en-ca/knowledge-base/how-to-guide)
- [Facility Rental User Insurance](https://support.ircnow.com/en-ca/knowledge-base/facility-rental-user-insurance)
- [Claims](https://support.ircnow.com/en-ca/knowledge-base/claims)
- [Liquor](https://support.ircnow.com/en-ca/knowledge-base/liquor)

[![instantriskcoverage-logo-full](https://support.ircnow.com/hs-fs/hubfs/instantriskcoverage-logo-full.png?width=196&height=24&name=instantriskcoverage-logo-full.png "instantriskcoverage-logo-full")](https://support.ircnow.com/)

Contact us at [support@ircnow.com](mailto:support@ircnow.com) or call +1 (800) 517-1390 for support.

<https://www.facebook.com/InstantRiskCoverage/> <https://www.linkedin.com/company/instant-risk-coverage/> <https://www.instagram.com/instantriskcoverage/>

Copyright © 2026, Instant Risk Coverage