--- title: What is the insurance coverage that is provided under the Facility Rental User Insurance Program? description: IRC Knowledge Base --- [Skip to content](https://support.ircnow.com/en-ca/knowledge-base/what-is-the-insurance-coverage-that-is-provided-under-the-facility-rental-user-insurance-program#main-content) ![IRC Logo](https://support.ircnow.com/hs-fs/hubfs/irclogo.png?width=47&height=40&name=irclogo.png) Open main navigation Close main navigation - [Contact us](mailto:support@ircnow.com) [Contact us](mailto:support@ircnow.com) Hello there. How can we help you today? - There are no suggestions because the search field is empty. 1. [Knowledge Base](https://support.ircnow.com/en-ca/knowledge-base?hsLang=en-ca) 2. [Facility Rental User Insurance](https://support.ircnow.com/en-ca/knowledge-base/facility-rental-user-insurance?hsLang=en-ca) # What is the insurance coverage that is provided under the Facility Rental User Insurance Program? Coverage is for Liability Insurance protection, which will provide a legal defence and settlement if your organization, its directors, officers, employees, officials, members, and volunteers are accused of a “covered negligent act” which has caused a Third Party a “bodily injury or damaged to their property”. It pays for the defence (legal fees & investigations) and compensatory damages should all or part of the responsibility for the injury or property damage rest with the facility renter. - [Policy](https://support.ircnow.com/en-ca/knowledge-base/policy?hsLang=en-ca) - [How to Guide](https://support.ircnow.com/en-ca/knowledge-base/how-to-guide?hsLang=en-ca) - [Facility Rental User Insurance](https://support.ircnow.com/en-ca/knowledge-base/facility-rental-user-insurance?hsLang=en-ca) - [Claims](https://support.ircnow.com/en-ca/knowledge-base/claims?hsLang=en-ca) - [Liquor](https://support.ircnow.com/en-ca/knowledge-base/liquor?hsLang=en-ca) [![instantriskcoverage-logo-full](https://support.ircnow.com/hs-fs/hubfs/instantriskcoverage-logo-full.png?width=196&height=24&name=instantriskcoverage-logo-full.png "instantriskcoverage-logo-full")](https://support.ircnow.com/?hsLang=en-ca) Contact us at [support@ircnow.com](mailto:support@ircnow.com) or call +1 (800) 517-1390 for support. Copyright © 2026, Instant Risk Coverage